OtterLend docs

What it is

OtterLend lets you borrow SOL against pump.fun coins you already hold. You lock the coins, receive SOL, and get the coins back when you repay. Nobody has to sell a bag to get liquid.

What makes it different is the risk desk: an AI agent that rereads every pump.fun coin with real liquidity every 10 minutes, decides which ones can be borrowed against, sets each coin's loan limit from live data, and warns borrowers on X before a loan reaches liquidation.

The parts

• Markets: every coin you can borrow against right now, with its liquidity, loan limit, liquidation line and risk score.
• Borrow: connect Phantom, pick a coin from your wallet and see the most you can borrow and your liquidation price.
• My loans: your open loans, how close each is to liquidation, and repay.
• Risk desk: the desk's live feed. Every listing, limit change and warning, with its reason.

What is live today

The risk desk, the markets and every limit run on live data today. Lending is not open yet. Borrowing opens when the loan program is finished. Until then nothing can be borrowed or locked, the loan book is empty, and every number on the site that depends on loans reads zero, because it is zero.

Interest rates and the liquidation fee are set with the loan program and will be listed on the markets page before lending opens.

Start here

New to borrowing against a coin? Read how loans work, then loan to value and liquidations. Before you borrow, read the risks.