Questions
Short answers. Each links to the page with the detail.
Which coins can I borrow against?
Graduated pump.fun coins that pass the entry rules. The markets page lists them live.
My coin is not listed. Why?
It fails at least one entry rule, or the desk has not read it yet. Connect your wallet on the borrow page and it tells you which rule, on the spot.
How much can I borrow?
Between 10% and 30% of your coins' value, depending on the coin, and within the coin's cap. See loan to value.
What if the desk cuts my coin's limit?
A new limit applies to new loans. Your open loan keeps the liquidation line it opened with.
What does it cost?
Interest on what you borrow, and a fee if a loan is liquidated. Both are set before lending opens. See interest.
Can I borrow today?
Not yet. The desk, the markets and the limits are live; borrowing opens when the loan program is finished.
Who holds my coins?
While a loan is open your coins are locked as collateral, and they come back to your wallet when you repay. Exactly how they are held is published with the loan program, before lending opens.
Will OtterLend ever ask for my private key?
Never. Connecting Phantom shares your public address only. Anyone asking for your seed phrase or private key is not OtterLend.